<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//www.roushinvestments.com/wp-content/plugins/wordpress-seo/css/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://www.roushinvestments.com/blog/</loc>
		<lastmod>2026-10-02T13:53:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/the-economic-impact-of-a-natural-disaster/</loc>
		<lastmod>2017-10-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/OI_Natural_Disaster_Article.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/charitable-giving-is-an-investment-in-yourself-and-others/</loc>
		<lastmod>2017-11-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/aotm-charitable-giving.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/4-financial-resolutions-to-kick-off-2018-2/</loc>
		<lastmod>2017-12-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/AOTM-December2017.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/understanding-bitcoin-and-cryptocurrency/</loc>
		<lastmod>2018-01-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/January-Graphic.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/8-key-life-events-that-require-financial-guidance/</loc>
		<lastmod>2018-02-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/AOTM-Feb-2018-v3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/preparing-your-children-for-adulthood-through-financial-literacy/</loc>
		<lastmod>2018-04-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/AOTM-April-no-text.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/how-the-right-advice-can-boost-financial-confidence/</loc>
		<lastmod>2018-06-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/AOTM-no-text.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/top-5-biases-that-impact-investment-decisions/</loc>
		<lastmod>2018-07-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/July-AOTM-Graphic-no-text.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/theres-more-to-retirement-than-just-numbers/</loc>
		<lastmod>2018-08-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/August-AOTM-Graphic-no-title.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/retirement-savings-tips-from-your-20s-to-your-60s/</loc>
		<lastmod>2018-09-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/September-AOTM-Graphic-no-text.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/3-reasons-why-robots-wont-replace-financial-advisors/</loc>
		<lastmod>2018-10-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/AOTM-Photo-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/dont-miss-these-7-end-of-year-financial-planning-tips/</loc>
		<lastmod>2018-12-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/AOTM-December-NO-TEXT.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/stop-procrastinating-5-financial-resolutions-you-can-start-right-now/</loc>
		<lastmod>2019-01-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/AOTM-January-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/5-tips-for-when-the-markets-get-rocky/</loc>
		<lastmod>2019-02-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/AOTM-February-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/the-5-phases-of-pre-retirement/</loc>
		<lastmod>2019-03-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/AOTM-Image-March-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/5-kid-friendly-financial-literacy-tips/</loc>
		<lastmod>2019-04-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/AOTM-April-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/exposing-the-top-7-social-security-myths/</loc>
		<lastmod>2019-05-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/AOTM-May-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/5-tips-for-managing-a-sudden-financial-windfall/</loc>
		<lastmod>2019-06-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/AOTM-June-2019-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/changing-jobs-dont-forget-your-retirement-account/</loc>
		<lastmod>2019-07-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/AOTM-July-2019-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/8-simple-tips-for-organizing-your-finances/</loc>
		<lastmod>2019-08-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/August-AOTM-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/5-financial-wellness-tips-for-the-sandwich-generation/</loc>
		<lastmod>2019-09-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/September-AOTM-Image-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/be-prepared-7-estate-planning-tips/</loc>
		<lastmod>2019-10-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/October-AOTM-Image-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/college-savings-plans-breaking-down-the-complexities/</loc>
		<lastmod>2019-11-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/November-AOTM-Image-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/dont-miss-these-6-year-end-financial-planning-opportunities/</loc>
		<lastmod>2019-12-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/December-AOTM-Image-No-Text-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/how-to-make-your-2020-resolutions-stick/</loc>
		<lastmod>2020-01-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/January-AOTM-Image-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/what-the-secure-act-means-for-your-retirement/</loc>
		<lastmod>2020-02-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/February-AOTM-Image-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/leave-a-lasting-legacy-consider-your-impact-on-the-world/</loc>
		<lastmod>2020-03-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/March-AOTM-Image-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/keeping-emotions-at-bay-during-virus-volatility/</loc>
		<lastmod>2020-05-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/May-AOTM-Image-No-Text-2.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/your-ira-and-your-legacy/</loc>
		<lastmod>2020-06-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Your-IRA-Legacy-Image-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/understanding-behavioral-bias/</loc>
		<lastmod>2020-06-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Cognitive-Biases-Image-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/is-your-business-protected-if-disaster-strikes/</loc>
		<lastmod>2020-07-09T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/No-Text-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/two-strategies-for-rebalancing-your-portfolio/</loc>
		<lastmod>2020-07-09T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/No-Text-2.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/5-rules-of-long-term-investing/</loc>
		<lastmod>2020-08-31T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Long-Term-Investing-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/how-to-protect-yourself-from-identity-theft/</loc>
		<lastmod>2020-08-31T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Identity-Theft-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/understanding-retirement-income-tax/</loc>
		<lastmod>2020-09-24T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Retirement-and-Taxes-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/6-steps-to-protecting-your-wealth-during-divorce/</loc>
		<lastmod>2020-09-24T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Protecting-your-wealth-during-divorce-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/preparing-for-healthcare-costs-in-retirement/</loc>
		<lastmod>2020-10-08T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Healthcare-in-Retirement-no-text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/what-you-need-to-know-about-investing-during-an-election/</loc>
		<lastmod>2020-10-08T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Investing-During-Election-No-text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/the-importance-of-long-term-care-planning/</loc>
		<lastmod>2020-11-02T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Long-Term-Care-Planning-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/how-to-make-a-wealth-transfer-plan/</loc>
		<lastmod>2020-11-02T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Wealth-Transfer-No-text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/understanding-your-retirement-income-plan/</loc>
		<lastmod>2020-12-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Understanding-Retirement-Income-no-text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/creating-a-successful-business-succession-plan/</loc>
		<lastmod>2020-12-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Creating-a-Succession-Plan-no-text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/tax-tips-for-charitable-donations/</loc>
		<lastmod>2021-01-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Tax-Tips-no-text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/4-smart-money-moves-for-2021/</loc>
		<lastmod>2021-01-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Money-Moves-no-text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/choosing-the-right-life-insurance-policy/</loc>
		<lastmod>2021-02-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Life-Insurance-Isnt-One-Size-Fits-All-No-text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/preparing-for-the-2021-tax-season/</loc>
		<lastmod>2021-02-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Tips-for-2021-Tax-Season-No-text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/how-does-dollar-cost-averaging-work/</loc>
		<lastmod>2021-03-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/DCA-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/women-and-wealth-taking-charge-of-your-finances/</loc>
		<lastmod>2021-03-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Women-and-Wealth-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/preparing-teens-for-financial-adulthood/</loc>
		<lastmod>2021-04-05T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Preparing-Teens-no-text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/tips-for-making-the-most-of-your-inheritance/</loc>
		<lastmod>2021-04-05T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Inheritance-no-text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/financial-conversation-tips-for-couples/</loc>
		<lastmod>2021-05-06T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Financial-Conversation-Tips-for-Couples-no-text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/breaking-down-socially-responsible-investing/</loc>
		<lastmod>2021-05-06T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Breaking-Down-Socially-Responsible-Investing-no-text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/automated-investing-vs-human-guidance/</loc>
		<lastmod>2021-06-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Automated-Investing-vs.-Human-Guidance-no-text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/breaking-down-iras/</loc>
		<lastmod>2021-06-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Breaking-Down-IRAs-no-text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/what-is-inflation-and-why-is-everyone-talking-about-it/</loc>
		<lastmod>2021-06-30T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Inflation-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/a-beginners-guide-to-alternative-investments/</loc>
		<lastmod>2021-06-30T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Alternative-Investments-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/5-tips-for-reviewing-an-early-retirement-offer/</loc>
		<lastmod>2021-08-02T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Offer-no-text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/the-2021-child-tax-credit-an-overview/</loc>
		<lastmod>2021-09-03T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Child-No-Text-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/the-unique-advantages-of-health-savings-accounts/</loc>
		<lastmod>2021-09-03T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/HSA-No-Text.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/evaluating-your-executive-stock-options/</loc>
		<lastmod>2021-10-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Stock-Options.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/how-diversifying-your-portfolio-can-mitigate-risk/</loc>
		<lastmod>2021-10-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Diversification.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/should-you-make-early-withdrawals-from-your-401k/</loc>
		<lastmod>2021-11-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Withdrawals.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/giving-back-during-the-holidays/</loc>
		<lastmod>2021-11-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Giving-Back.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/3-tips-for-evaluating-portfolio-performance/</loc>
		<lastmod>2021-12-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Portfolio-Performance.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/why-you-need-an-evolving-financial-plan/</loc>
		<lastmod>2021-12-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Evolving-Plan.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/how-rising-interest-rates-impact-investments/</loc>
		<lastmod>2022-01-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Interest-Rates.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/5-tips-for-a-financially-strong-2022/</loc>
		<lastmod>2022-01-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Financially-Strong-2022.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/the-benefits-and-risks-of-income-investing/</loc>
		<lastmod>2022-02-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Income-Investing.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/esops-the-basics-of-employee-stock-ownership-plans/</loc>
		<lastmod>2022-02-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/ESOPs.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/hedging-against-inflation-in-your-portfolio/</loc>
		<lastmod>2022-03-03T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Hedging.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/negotiating-for-workplace-benefits/</loc>
		<lastmod>2022-03-03T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Workplace-Benefits.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/4-tips-to-help-you-avoid-timing-the-market/</loc>
		<lastmod>2022-04-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Timing-the-Market.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/get-a-jump-start-on-your-2022-taxes/</loc>
		<lastmod>2022-04-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/2022-Taxes.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/lesson-from-the-fire-movement/</loc>
		<lastmod>2022-05-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/FIRE.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/keeping-your-financial-accounts-cyber-secure/</loc>
		<lastmod>2022-05-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Cyber-Secure.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/why-investors-should-avoid-overconcentration/</loc>
		<lastmod>2022-06-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Overconcentration.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/how-women-can-overcome-obstacles-to-retirement/</loc>
		<lastmod>2022-06-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Women-Retirement.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/its-time-to-have-the-estate-plan-talk/</loc>
		<lastmod>2022-07-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Estate-Plan.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/how-to-weather-a-market-correction/</loc>
		<lastmod>2022-07-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Market-Correction.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/an-introduction-to-bond-ladders/</loc>
		<lastmod>2022-08-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Bond-Ladders.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/the-sequence-of-returns-risk-in-retirement/</loc>
		<lastmod>2022-08-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Sequence-Risk.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/understanding-the-charitable-remainder-trust/</loc>
		<lastmod>2022-09-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/CRTs.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/smart-ways-to-save-for-your-childs-education/</loc>
		<lastmod>2022-09-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Child_s-Education.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/investing-during-a-bear-market/</loc>
		<lastmod>2022-10-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Bear-Market.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/the-benefits-of-donor-advised-funds/</loc>
		<lastmod>2022-10-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Donor-Advised.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/the-advantages-of-a-family-trust/</loc>
		<lastmod>2022-11-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Family-Trust.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/understanding-mutual-funds-index-funds-and-etfs/</loc>
		<lastmod>2022-11-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Understanding-Mutual-Funds.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/get-to-know-your-risk-tolerance/</loc>
		<lastmod>2022-12-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Risk-Tolerance.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/growth-stocks-vs-value-stocks/</loc>
		<lastmod>2022-12-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Stocks.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/active-vs-passive-investing/</loc>
		<lastmod>2023-01-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Active-Passive.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/finding-the-ideal-place-to-live-in-retirement/</loc>
		<lastmod>2023-01-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Ideal-Place-to-Live.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/how-does-the-new-rmd-rule-affect-retirees/</loc>
		<lastmod>2023-02-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/RMD-Rule.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/3-small-moves-that-make-a-big-difference-in-retirement/</loc>
		<lastmod>2023-02-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Small-Moves.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/instilling-financial-values-in-your-family/</loc>
		<lastmod>2023-03-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Financial-Values.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/what-you-should-know-about-advisor-fees/</loc>
		<lastmod>2023-03-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Advisor-Fees.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/answering-your-kids-toughest-money-questions/</loc>
		<lastmod>2023-04-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Financial-Values-Text-2-jpg.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/riches-to-rags-poor-money-choices-of-5-celebs/</loc>
		<lastmod>2023-04-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Financial-Values-Text-1-jpg.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/5-podcasts-for-business-owners/</loc>
		<lastmod>2023-05-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/5-Podcasts-for-Business-Owners-1-jpg.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/gratitudes-impact-on-your-money-mindset/</loc>
		<lastmod>2023-05-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/How-Gratitude-Can-Change-Your-Money-Mindset-jpg.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/5-strategies-to-boost-your-retirement-savings/</loc>
		<lastmod>2023-06-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/5-Strategies-to-Boost-Your-Retirement-Savings-jpg.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/target-date-funds-what-they-are-and-when-to-use-them/</loc>
		<lastmod>2023-06-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Target-Date-Funds-jpg.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/3-biases-that-can-sabotage-your-wealth/</loc>
		<lastmod>2023-07-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/3-Biases-That-Can-Sabotage-Your-Wealth-jpg.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/flying-in-style-modern-airline-rewards/</loc>
		<lastmod>2023-07-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Flying-in-Style-Modern-Airline-Rewards-1-jpg.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/mortgage-gimmicks-explained/</loc>
		<lastmod>2023-08-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Mortgage-Gimmicks-Explained-jpg.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/10-questions-to-ask-when-relocating-in-retirement/</loc>
		<lastmod>2023-08-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/10-Questions-to-Ask-When-Relocating-jpg.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/25-ways-to-make-friends-in-retirement/</loc>
		<lastmod>2023-09-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/25-Ways-to-Make-Friends-in-Retirement-jpg.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/are-you-prepared-for-a-30-year-retirement/</loc>
		<lastmod>2023-09-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Are-You-Prepared-for-a-30-Year-Retirement-jpg.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/must-know-retirement-deadlines/</loc>
		<lastmod>2023-10-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Must-Know-Retirement-Deadlines-jpg.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/protect-yourself-from-ai-fraud/</loc>
		<lastmod>2023-10-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Protect-Yourself-from-AI-Fraud-jpg.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/financial-longevity-planning-for-a-longer-life/</loc>
		<lastmod>2023-10-04T14:29:58+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/AOTM-March-Longevity.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/top-5-apps-to-save-you-money/</loc>
		<lastmod>2023-10-04T14:30:14+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/AOTM-Photo-no-text-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/5-tips-for-navigating-the-coronavirus-crash/</loc>
		<lastmod>2023-10-04T14:32:09+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/April-AOTM-Image-No-Text.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.roushinvestments.com/wp-content/uploads/2023/10/pasted-image-0.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/4-reasons-your-retirement-plan-might-fall-short-2/</loc>
		<lastmod>2023-10-04T14:32:50+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/May-AOTM-no-text.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.roushinvestments.com/wp-content/uploads/2023/10/women-less-prepared.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/we-all-have-money-blind-spots/</loc>
		<lastmod>2023-11-01T01:11:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/We-All-Have-Money-Blindspots-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/keep-politics-out-of-your-portfolio/</loc>
		<lastmod>2023-11-01T01:12:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Keep-Politics-Out-of-Your-Portfolio-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/preparing-for-a-first-meeting-with-a-financial-advisor/</loc>
		<lastmod>2023-12-01T13:18:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/12/What-to-Expect-in-a-First-Meeting.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/protect-your-children-from-their-inheritance/</loc>
		<lastmod>2023-12-01T13:18:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/12/How-to-Protect-Your-Children-from-Their-Inheritance-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/retirees-whats-your-withdrawal-strategy/</loc>
		<lastmod>2024-01-01T01:56:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/12/Retirees-Whats-Your-Withdrawal-Strategy.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/unlock-the-power-of-our-professional-network/</loc>
		<lastmod>2024-01-01T01:57:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/12/Unlock-the-Power-of-Our-Professional-Network-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/the-value-of-financial-advice/</loc>
		<lastmod>2024-04-02T12:44:25+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2024/04/The-Value-of-Financial-Advice1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/do-you-need-a-family-financial-summit/</loc>
		<lastmod>2024-04-02T12:44:32+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2024/04/Do-You-Need-a-Family-Financial-Summit1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/the-7-wonders-of-your-own-town/</loc>
		<lastmod>2025-10-08T19:24:08+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2025/10/The-7-Wonders-of-Your-Own-Town.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/how-upbringing-shapes-your-money-mindset/</loc>
		<lastmod>2025-10-08T19:24:16+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2025/10/How-Upbringing-Shapes-Your-Money-Mindset.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/the-30-day-family-history-project/</loc>
		<lastmod>2025-11-06T15:58:56+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2025/11/The-30-Day-Family-History-Project.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/a-simple-5-step-portfolio-checkup-anyone-can-do/</loc>
		<lastmod>2025-11-06T15:59:06+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2025/11/A-Simple-5-Step-Portfolio-Checkup.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/the-benefits-of-owning-a-smartwatch-in-retirement/</loc>
		<lastmod>2025-12-19T20:23:44+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2025/12/The-Benefits-of-Owning-a-Smartwatch-in-Retirement.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/how-to-pass-down-a-vacation-home-without-passing-down-conflict/</loc>
		<lastmod>2025-12-19T20:23:53+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2025/12/How-to-Pass-Down-a-Vacation-Home-Without-Passing-Down-Conflict.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.roushinvestments.com/blog/4-risks-that-can-impact-your-retirement/</loc>
		<lastmod>2026-10-02T13:53:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.roushinvestments.com/wp-content/uploads/2023/10/Risks-No-text.png</image:loc>
		</image:image>
	</url>
</urlset>
<!-- XML Sitemap generated by Yoast SEO -->