Retirement Plans

The Roush Group serves you, plan sponsors, and participants from a fully credentialed standpoint: We are an ERISA 3(21) fiduciary advisor, a Chartered Financial Consultant® (ChFC®), Certified Plan Fiduciary Advisor (CPFA), and an Accredited Investment Fiduciary® (AIF).
These credentials qualify us to expertly manage your defined-benefit plans, cash-value plans, 401(k) or 403(b) plans. From vendor/fee benchmarking and fiduciary assessment and oversight to retirement plan design, administration, and implementation, our service covers all milestones in the long winding road to retirement readiness.

Business owners appreciate our emphasis on participant education and communication, sharing our strategies for increasing participation and encouraging your employees to save for retirement. We mitigate plan risk by structuring and maintaining a sound system of plan fiduciary governance.  As your 3(21) fiduciary, we act first and only in your sole interest in these ways:

  • State in writing our co-fiduciary status
  • Assist in drafting the IPS
  • Help design initial fund menu
  • Provide continuous monitoring
  • Recommend practical changes or enhancements
  • Recommend mapping strategies
  • Provide all necessary documentation

Fiduciary Advising.

As a plan sponsor, you maintain a fiduciary obligation to your company’s retirement plan and your employees. You are held personally liable for the plan, and as a Registered Investment Advisor (RIA), we understand the fiduciary roles within a plan and can assist in the facilitation of this liability.
Recognize the costly difference between suitability standards and “accountability.” With Roush as your retirement readiness advisor, you’re protected by a professional team who is accountable to maintain plan compliance and protect you from unexpected litigation. You cannot put a price on peace of mind.